Every transaction is different. We focus on four core areas of commercial and business lending, each requiring a different approach to structuring, security and lender selection.
Funding for residential, commercial, industrial and mixed-use developments — from land acquisition and construction through to completed-stock and refinance. We structure facilities around presales, feasibility, and the capital stack, including senior debt, mezzanine and equity-style arrangements where required.
Lending for the purchase, refinance or equity release of commercial, retail and industrial investment property. We assess lease covenants, WALE and tenant quality alongside the borrower's broader portfolio to secure competitive terms from major and specialist lenders.
Structured finance for acquiring an existing business, buying out a partner, or expanding through franchise or multi-site growth. We work through goodwill, stock, plant and equipment, and cashflow to present a deal lenders can credit-assess with confidence.
Working capital lines, trade finance, invoice/debtor finance and overdraft facilities to smooth cashflow, fund growth or bridge timing gaps between outlays and revenue — matched to how your business actually operates.
A structured process drawn from bank credit assessment, applied on your behalf.
We discuss the transaction, your objectives and timeframes to understand what's needed.
We prepare the deal — security, entity structure, financials and narrative — for lender review.
We approach the lenders best suited to the deal, negotiating terms on your behalf.
We manage the process through to settlement, and remain on hand as your business grows.
Get in touch for a free, confidential discussion about how it could be structured and funded.
Get in Touch